Who We Are

China Bank Savings (CBS) is a proud member of the China Banking Corporation (China Bank) Group and one of the fastest growing thrift banks in the country today.

From a single office in Makati with a little over 50 employees in September 2008, our mergers with Unity Bank and Planters Development Bank have secured China Bank Savings as fourth largest thrift bank in the industry.

With over 140 branches nationwide and a strong platform for retail banking, auto, housing and enterprise finance, China Bank Savings is able to service the growing needs of the broader consumer and Small and Medium Enterprise (SME) market.

China Bank Savings is committed to achieving prosperity, promoting financial inclusiveness, and uplifting the quality of life of consumers and entrepreneurs in line with our Madaling Kausap personalized brand of service.

We are geared to help realize the dreams of Filipino consumers and entrepreneurs. Whether that is saving for your children’s education, expanding your business, buying your first car, or acquiring a new home, China Bank Savings understands your needs and is here for you.

Products and Services

China Bank Savings provides value-enhancing, customer-driven solutions through your preferred channels.

Deposits and Placements
Consumer Finance
Housing Finance
Auto Finance
SME Finance
ATM and Payroll Services
Cash Management Services
Trust and Investments to achieve our shared goals.

Who we are

Philippine National Bank (PNB) is one of the country’s largest private local commercial banks in terms of assets and deposits. It is a universal bank providing a full range of banking and other financial services to large corporate, middle market, small and medium enterprises (SMEs) and retail customers. It maintains significant account relationships as well with the Philippine Government, national government agencies, local government units, and government owned and controlled corporations (GOCCs). PNB was originally established as a government bank in 1916 but has been 100% privatized since 2007. PNB is a publicly listed company with a broad shareholder base. Its major stockholder is the Lucio Tan Group, one of the Philippines’ leading business conglomerates.

PNB’s principal commercial banking activities include deposit-taking, lending, bills discounting, trade finance, foreign exchange dealings, fund transfers/remittance servicing, a full range of retail banking and trust services, and treasury operations. Through its subsidiaries, the Bank engages in a number of diversified financial and related businesses such as remittance servicing in the United States, Hong Kong, Guam, Italy, Canada and France; full service banking in the United Kingdom; investment banking, non-life insurance, stock brokerage, leasing and financing; and freight forwarding services among others.

Last February 2013, PNB merged with Allied Banking Corporation and became the fourth largest private domestic bank in terms of combined total resources. As of June 30, 2015, PNB’s consolidated assets reached Php 644.7 billion. PNB’s net income for the nine-month period registered at Php 3.6 billion, 12% higher than the year-ago level.

As of June 2015, the Bank has 662 branches and 900 ATMs strategically located nationwide. It has the most extensive international presence among Philippine banks with 76 overseas branches and offices. The Bank also maintains correspondent banking relationships with more than 900 banks and financial institutions worldwide. As a result of this large geographic coverage, the Bank is a leading provider of remittance and other banking services to Overseas Filipino Workers.

To date, Moody’s Investors Service upgraded the credit rating of PNB to investment grade, reflecting the consistent improvement in the Bank’s credit profile. PNB’s long-term and short-term ratings were raised two levels up from Ba2/NP to Baa3/P-3. Likewise, the ratings agency raised PNB’s baseline credit assessment (BCA) and Adjusted BCA to ba1 from ba3. The ratings upgrade serves as validation of PNB’s efforts at fortifying its business and recognizes the bank’s drive toward its long-term corporate goals of high profitability supported by a strong balance sheet.

The new PNB is now in a better and stronger position to serve its clients’ interests and enhance overall customer experience. PNB will continue to stay focused in carrying out its corporate vision, business plans and strategies to be the “PiNaka-Best” Bank in the hearts and minds of every Filipino.

Products and Services

Deposits and Terms
Inward and Outward Remittances
Loans
ATM Services
SSS Payment and Pension
Bills Payment
Payroll Services
Foreign Bills Collection
RCBC SAVINGS BANK

Who we are

RCBC Savings Bank is a wholly owned subsidiary of one of the country’s top universal banks, Rizal Commercial Banking Corporation (RCBC). RCBC Savings Bank was incorporated on the 15th day of January, 1996 to provide retail banking services to its target clientele and serve as the consumer and retail banking arm of RCBC.

RCBC Savings Bank formally started its thrift banking operations on the 27th day of February, 1996. It grew extensively in just over a year, from a lean one-branch organization with a seven-man skeletal force to an institution with a network of six branches supported by 106 full-time personnel in 1997.

In September 1998, RCBC Savings Bank acquired selected assets and assumed deposit liabilities of Capitol Development Bank. As a result of the strategic alliance, the Bank further widened the reach of its branch network and became the 2nd largest thrift bank in the country with 145 business centers, 5 extension offices, 15 provincial lending centers and 9 provincial lending desks.

To boost the Bank’s growth and support the direction to further advance its move to redefine its position in the Thrift Bank industry, shareholders of the Bank infused more capital in terms of issuance of new shares of stock in early 2004 and 2005.

RCBC Savings Bank upholds its direction to rationalize and expand their business center network, along with RCBC, in order to utilize its branch network effectively, maximize its reach and serve a wider client base. Today, it continues to provide seasoned banking products and hone its financial capabilities to preserve the niche it has carved in the domestic banking market.

RCBC Savings Bank is a member of the Yuchengco Group of Companies (YGC), composed of major players in all three aspects of Integrated Financial Services – banking, insurance and investment. YGC’s core members include the Rizal Commercial Banking Corporation, Malayan Group of Companies, Great Pacific Life Insurance Group of Companies and House of Investments. All of which gear towards one vision – to be known as an Integrated Financial Services group of companies – its members working for the people it serves.

Products and Services

Deposit Accounts
Investments (Trust)
Remittances
Transfers
Cash Cards – MyWallet
Consumer Loans – Home, Auto, SME Loans, Personal
UNIONBANK

Who we are

Union Bank of the Philippines (UnionBank) is a publicly-listed universal bank.  The Bank distinguishes itself through superior technology, unique branch sales and service culture, and centralized backroom operations.  UnionBank’s superior technology allows delivery of online, real time business solutions to meet the customers’ changing and diverse needs through innovative and customized cash management products and service offerings.  The Bank’s unique branch culture ensures efficient and quality service as well as mitigates operational risk.  Its  centralized operations enables the Bank to provide responsive, scalable, and secure transaction processing.

Aligned with its thrust of being at the forefront of technology-based banking in the Philippines, the Bank endeavors to elevate its systems and processes to be at par with international standards and best practices.  It obtained ISO 9001:2000 Quality Management System (QMS) Certification for its Central Processing Services in 2008, making it then the FIRST and ONLY bank awarded for its entire centralized backroom operations.  In 2010, the Bank received ISO 9001:2008 certification, an upgrade from the previous.  Thereafter, UnionBank was certified for ISO 27001:2005 Information Security Management System, attesting to the Bank’s unwavering commitment to become an acknowledged leader and benchmark for service quality, technological advancement, and operational excellence.  The Bank also achieved ISO 9001:2008 certifications for its Customer Service Group in 2012 and Branch Operations Management in 2013 and has consistently been certified as having zero non-conformance every year from date of certification during quality audits, demonstrating the Bank’s dedication to uphold quality in its business processes. In March 2014, UnionBank successfully obtained ISO 22301:2012 Business Continuity Management System Certification the Bank’s preparedness in responding to business disruptions.

UnionBank’s clientele encompasses retail, middle-market and corporate customers, as well as major government institutions.  The Bank believes that its use of technology, and marketing and operational structure has enabled it to capture and secure a loyal customer base, and to achieve high levels of efficiency and productivity.

Products and Services

PERSONAL
Deposit Accounts
Credit Cards
Debit Cards
Loans – Home and Auto
Trust and Investments
Remittances
CORPORATE AND SME
Cash Management
Small Business
Trust and Investments

Cebuana Lhuillier Rural Bank

Who we are

Cebuana Lhuillier Rural Bank (CLRB), is the bank of the PJ Lhuillier Group of Companies (PJLGC).   PJLGC was formally established in 1988 with PJ Lhuillier Inc as the proud parent company of our flagship brand, Cebuana Lhuillier Pawnshop.  Cebuana Lhuillier Pawnshop  is one of the leading and largest non-bank financial services provider in the Philippines with over 1,800 branches nationwide.

CLRB started its banking operations last 1998 with its head office in Bacoor, Cavite, 1 branch in Calatagan Batangas and 2 Microbanking Offices in Imus, Cavite and Nasugbu, Batangas.  Its line of products include deposits such Time Deposits, Special Savings Deposits, Regular Savings and Demand Deposits and Loans such as Auto Loan, Housing Loan, Agricultural Loan and Employee Salary Loan.

Products and Services

Deposit Accounts
Savings Accounts
Loan Products

Camalig Bank

Who we are

The Camalig Bank, Inc. (A Rural Bank) started its operations last June 6, 1969. The setting up of the bank was in response to the Central Bank’s call to provide credit and financial services to the countryside.

Camalig Bank has initially offered credit facilities to the agricultural sector. In later years, services were extended to salary loans, developmental, small and medium enterprises, real estate, microfinance, and DepED APDS loans (Department of Education Automatic Payroll Deduction Scheme), as well as, to computer and cellphone financing. These loan types are introduced to meet personal needs that would hopefully spur local economies.

The bank is a financial institution committed to support its clients’ well being. The bank shares in the customers’ aspiration that the customers are given financial assistance through competitive rates and competent service while ensuring that fiscal discipline is realized.

Camalig Bank gives reasonable rates of return for the customr’s hard earned money as reflected in the bank’s savings rates. Special accounts give better proceeds.

The bank also offers money remittance services to cater to the needs of Overseas Filipino Workers. The bank improves its services to go in stride with technological advances.

Camalig Bank consciously practice prudent decision making in all transactions. Corporate good governance is upheld as a way of life.

As a medium-sized rural bank with a strong presence in the Bicol region, the bank is poised to broaden our reach to serve customers better.

Products and Services

Deposit Accounts
Loan Products
Other services

Philippine Business Bank

Who we are

Philippine Business Bank (PBB) began operations on February 12, 1997, largely catering to the needs of small and medium scale businesses. The Bank’s significant achievement in serving the SME market laid the foundation of its phenomenal growth, establishing 15 branches in just 2 years from start of operations. Today, PBB has grown with a network of 115 branches nationwide, offering a range of innovative banking services. Building on a solid reputation and leveraging on strategic plans, PBB is setting the wheels of progress in high gear.

OUR MISSION



The basis for the Bank’s growth shall be our commitment for higher standards everyday, in everything we do in providing competitive products and services and through enthusiastic execution and teamwork in producing satisfaction – for our customers, our shareholders, our associates and our communities.

OUR VISION

By making things happen today, Philippine Business Bank will help build strong business communities where people can achieve their dreams.

SETTING THE PATH

To help our clientele make things happen…today, by providing high quality, professional and responsive banking services.

To help SMEs in building a broad economic base by helping them succeed in their business and making banking services accessible to them.

To build a nurturing work culture which respects individual differences and encourages excellence.

To promote the best interests of our clients, stockholders, employees and other stakeholders.

Products and Services

Deposit and Investment Services (For Individual and Corporate)
Loan Products and Services

Producers Bank

Who we are

Producers Savings Bank Corporation, formerly known as “Producers Rural Bank of San Jose City (N.E.) Inc.” started its’ humble beginnings in 1995. Today, with 108 operating branches, the bank also prides itself as the biggest lender to individual palay farmers in the country today. With the bank’s new tagline – “We Support the Local Economy by Helping People Produce More Wealth!” best describes what Producers Bank is doing as a financial institution and the focus of all its business endeavours. The highlight for 2013 insofar as Producers Bank is concerned was its merger with Iloilo City Development Bank (“ICDB”), Producers Bank’s thrift banking subsidiary, on 1 November 2013.

The Producers Bank logo represents the aspiration of the Bank as expressed by the ideals of its four publics (customers, employees, creditors, and shareholders). These four publics are the four sides of the logo. These interlocking publics, if put together, share a common spirit of sacrifice, honesty, and teamwork. Thus, creating a solid and stable institution represented by the square of the logo. The Bank sees itself becoming the avenue – the yellow path – through which the countryside’s green resources are transformed into new golden wealth. It aims to be the primary development financial institution – represented by the color yellow – in the Philippine countryside – represented by the color green. The Bank, therefore, is the yellow sun rising on the Philippine countryside bringing new hope to Filipinos who seek a better future. Producers Bank is the dawn rising, shedding light to families and towns and bringing hope by helping people create new wealth.

Vision 

  1. To be the most progressive, stable and strong private development financial institution in the Philippine countryside.

Mission

  1. To make our depositors happy with the value and quality of services they get from Producers Bank
  2. To provide responsive and innovative credit and other services needed by farmers, micro and small to medium entrepreneurs
  3. To assure challenging and rewarding jobs and long-term employment for our employees
  4. To make our stakeholders very proud of our contributions to economic development in the Philippine countryside

Products and Services

Deposit Products and Services
Loan Products and Services

Bank of Makati

Who we are

Bank of Makati on April 16, 2015 joined the big players in the banking industry as it officially became Bank of Makati (A Savings Bank), Inc. (BMI).

Built on more than 50 years of experience in community banking, BMI was originally founded as a rural bank in July 1956. Since then, it has helped countless Filipino savers and entrepreneurs achieve their dreams.

In October 2001, the Bank gained stronger capability with the coming in of new shareholders, a new management and bigger capitalization. In 2006, it reached the elite list of the Top 1,000 Corporations in the Philippines, the first rural bank to do so. With total assets of Php5.2 billion and a net worth of over Php800 million, the Bank was recognized in the same year as the biggest rural bank in the Philippines – bigger, in fact, than most savings banks.

In 2009, BMI sported a new logo. Corollary to this, a new tagline came into being: “Malalapitan, Maaasahang Kaibigan.” The tagline depicted the Bank as a friend who reaches out, understands and can be counted on in times of need.

In 2013, the Bank stepped up preparations for a seamless upgrade to savings bank with the implementation of a new five-year plan. It became an allied member of the Bancnet ATM Consortium, expanded its reach in Metro Manila with its micro-oriented branches, and opened more loan centers. In 2014, it converted its Core Banking System to Finacle, an integrated system that automates both deposit and loan processing to support ATM, mobile and internet banking.

In the past couple of years, BMI’s growth was nothing short of phenomenal. The Bank’s capital now stands at almost Php5.8 billion. It has deployed 10 ATMs and will soon issue its own ATM cards. A network of 19 full-service branches, 24 loan centers and 13 microfinance-oriented Metro Manila branches are now in place, with more in the pipeline.

Following the approval by the Bangko Sentral ng Pilipinas to operate as a thrift bank, BMI on April 28, 2015 officially became a savings bank.

Bank of Makati (A Savings Bank), Inc. sees no let up in its bid to make a significant contribution to nation-building. It is committed to serve and to make better banking options available to the public.

Its vision is to be the Micro, Small and Medium Enterprises (mSME) bank of choice.

Products and Services

Personal

  1. Personal Accounts
  2. Consumer Loans
  3. Credit Applications

Corporate/Business

  1. Business Accounts
  2. Business Loans
  3. Microfinance Loans
  4. Credit Applications
Extras

  1. BMI Power Card
  2. BMI Power Connect
  3. Acquired Assets for Sale

First Circle

Who we are

First Circle is the FIRST Financial Technology (FinTech) SME lender in Southeast Asia led by a GROWING team of ex-Morgan Stanley, Amazon, McKinsey, Goldman Sachs and WebSummit management.

We use technology and capital to our advantage and provide the emerging Philippine market with consumer centric financing solutions. With the intention of helping our customers in all aspects possible, we see ourselves as their partner in GROWTH by providing value beyond just financing.

With accreditation and endorsement from Department of Trade and Industry and members of the American and European Chambers of Commerce as well as the official partners of Lazada, Xend, GoNegosyo, PhilExport, Zalora and Zomato.

VISION AND MISSION

Vision: To be the most efficient FinTech lending company in Asia and GROW TOGETHER with our customers.

Mission: Founded with the primary mission to radically improve the opportunities for business owners in the world’s fastest growing region by providing fast, reliable and secured financing to SMEs.

Products and Services

First Circle offers collateral free business loans geared towards growth and sustainability for both online and offline businesses. Aligned with our customers’ needs and values, we offer products that focuses on enhancing Small and Medium Enterprises (SMEs) such as:

  • Unsecured Business Loans
    • Best used for inventory purchases, buying small machinery and equipment, and expansion.
  • Purchase Order Financing
    • Best used for large purchase orders for manufacturers, importers and service providers.
    • Fund purchase orders before delivery of services
  • Invoice Discounting
    • Best used for conversion of account receivables into cash for trading and wholesale companies.
    • Discount invoices after services have been rendered.

Fast, convenient and reliable. It only takes:

  • 2-3 business days processing
  • Online application
  • Minimal documentation requirements
  • No collateral required
First Circle

Who we are

PawnHero is an award winning startup that launched the first online pawnshop in Southeast Asia. We accept a wider range of items—not limited to jewelry—and offer higher and fair appraisals. With all processes done online, PawnHero is able to charge half the interest rate of traditional pawnshops. PawnHero Pawnshop Philippines Inc. is duly incorporated in the Philippines and licensed by the Bangko Sentral ng Pilipinas (BSP).

Products and Services

Online Pawnshop

First Circle

Who we are

Cash Credit is a fintech company currently operating in Europe, Africa and Asia (Philippines). Cash Credit uses analytics-based credit scoring methodology from non-traditional data sources and enhances where applicable with other available data (telco data, utility companies data, e-commerce data, device data, bank and other financial institutions data) to offer micro financial products to end users and lending/scoring technology to financial institutions.

As part of its international expansion, Cash Credit has established a strategic partnership with Smart’s Voyager Innovations to deliver digital, accessible and affordable unsecured lending to their unbanked prepaid subscribers. Operations were launched in July 2016 under the product brand “Pera Agad” – an unsecured loan to financially excluded individuals. This is the first access most borrowers have to formal lending, and they use it to grow their small businesses or other needs. Previously, they borrowed from informal lenders in the grey economy, involving questionable practices.

Product and Services

Pera Agad by Cash Credit
Pera Agad is multi-purpose unsecured cash loan for Smart Prepaid and TnT subscribers. The unique way to score subscribers based on their mobile data is first of its kind in the Philippines and allows Pera Agad to approve loan applicants within hours. Pera Agad can be claimed in partnering PeraHub branches or Smart Padala Centers nationwide.

First Circle

Who we are

The Leader in Growth Stage Financing

The Esquire group is comprised of three companies: Esquire International Financing Inc. (EIFI), Esquire Financing Inc. (EFI), and HELP (Helping Entrepreneurs Launch Plentitude) Foundation Inc.

  • Esquire had its beginnings as a trader of dry goods with a credit line offering in the 1970s.
  • EIFI’s incorporation marked the complete shift in focus towards lending, foreign exchange, and trade finance.
  • HELP Foundation was established in 2006 as the micro-financing arm of The Esquire Group on areas outside of Metro Manila.

What once was only a portfolio under EIFI, EFI was established in 2011 to focus on the growing needs of Small and Medium Enterprises (SMEs) for quick, non-collateral business loans.

EFI’s Vision, Mission, and Aim

Vision: To be a global leader in growth stage financing

Mission: FUELING DREAMS of entrepreneurs by providing financial support and business advisory services to achieve success.

FUELING DREAMS of our team by fostering a family culture that empowers and inspires career growth.

Company’s Cornerstone: “EFI” Values

  • Efficiency – We shall work as a team to promote an unparalleled customer experience.
  • Flexibility – We create possibilities through open communication.
  • Integrity – Trust and honesty are the pillars of our organization.

Product and Services

EFI offers innovative products and services that are designed to help SMEs prime their businesses for sustainable growth and long-term success. We offer clients a reliable partnership by sharing their vision of growth and by ensuring that our processes are efficient and convenient for them. Our product is:

Non-collateral business loans

  • Hassle-free loan evaluation in 7 banking days or less
  • Loan amounts from PHP 100,000 to PHP 10,000,000
  • Payment terms from 3 to 12 months
  • Minimal documentation requirements
First Circle

Who We Are

ALGO Leasing and Finance, Inc. (ALGO) was incorporated in June 2007. The company is majority owned by Mr. Antonio L. Go, the former Chairman of Equitable PCI Bank, the third largest bank in the country during that time. Mr. Go was also the Founder and President of Equitable Card Network, Inc. which was established in 1989, and was then the largest credit card issuer and acquirer in the Philippines until 2005. It was the only card issuer which carried the four major global credit card brands, namely VISA, MasterCard, American Express and JCB. He was a director and member of the Executive Committee of Visa International Worldwide. He served as Chairman of Visa International Asia-Pacific Board from 1998 to 2005 and was a director since 1980. Mr. Go is presently Chairman of the Equicom Group of companies which are now actively involved in healthcare, information technology and banking and finance.

ALGO is an Equicom Company. It has an authorized capital of P1.3 billion in common and preferred shares and has a paid-up capital of P 172 million.

ALGO offers a suite of competitive financial products and provides convenient processing to the small and medium-sized enterprises – its chosen market segment. With a workforce which consist of seasoned and competent leasing and financing professionals, the company takes advantage of the latest developments in information technology in the areas of product development, market scanning and risk management to serve its chosen market. The company is committed to stay connected and be sensitive to the demands of the market and continuously develop new products and services to help small and medium enterprises grow and prosper. From a start-up company, ALGO has grown to be a viable and responsible medium-sized leasing and financing company in the industry.

Product and Services

Leasing
Secured Commercial Loan
Receivables Discounting
Floor Stock Financing
Consumer Loans

First Circle

Who we are

Established on July 6, 1994, EastWest Bank was the first recipient of a commercial banking license after the central monetary authority liberalized banking in the mid-1990s. Its first branch was opened along Sen. Gil Puyat Avenue in Makati City on August 1, 1994.

Its name is the result of the bank’s desire to combine the traditional prudence, warmth and hospitality of the East and the efficiency and progressive-thinking of the West.

Since then, EastWest Bank has made its presence known in the banking industry through steady growth. The bank offered products and services via traditional and alternative delivery channels, and opened more branches to make banking accessible and convenient for its clients. It later introduced internet banking facility to expand delivery channels for its products and services.

EastWest is a subsidiary of the Filinvest Development Corporation (FDC), one of the country’s leading conglomerates, with interests in banking, real estate, hospitality and tourism, power generation and sugar.

Product and Services

Auto Loan
Home Loan
Personal Loan
Business Loan

First Circle

Who we are

The Land Bank of the Philippines is a government financial institution that strikes a balance in fulfilling its social mandate of promoting countryside development while remaining financially viable.

This dual function makes LANDBANK unique. The profits derived from its commercial banking operations are used to finance the Bank’s developmental programs and initiatives.

Over the years, LANDBANK has successfully managed this tough balancing act as evidenced by the continued expansion of its loan portfolio in favor of its priority sectors: the farmers and fisherfolk, small and medium enterprises and microenterprises, livelihood loans and agribusiness, agri-infrastructure and other agri- and environment-related projects, socialized housing, schools and hospitals.

Today, LANDBANK is by far the largest formal credit institution in the rural areas. Its credit delivery system is able to penetrate a substantial percentage of the country’s total number of municipalities.

LANDBANK also ranks among the top five commercial banks in the country in terms of deposits, assets, loans and capital.

From its initial role as the financing arm of the agrarian reform, LANDBANK has evolved into a full-service commercial bank. But the essence of its existence has not changed at all – and that is to make the countryside continuously throb with life

Product and Services

Loans to farmers and fishers
Personal loan
Business loan
Remmitance
Investments

First Circle

Who we are

Maybank Philippines Incorporated (MPI) started operation in November 1997 as a full-service commercial bank licensed by the Bangko Sentral ng Pilipinas (Central Bank of the Philippines). In August 2000, Maybank successfully acquired up to 99.96% of MPI to become the first foreign bank to have almost 100% ownership stake in a Philippine commercial bank under the new Philippine banking law.

Maybank Philippines has an extensive network of 79 branches which are strategically located in key cities nationwide. There are a total of 30 branches in Metro Manila, the capital of the Philippines, and 49 branches in the provinces of Luzon, Visayas and Mindanao. These branches provide a wide range of financial products and services to meet the needs of the retail and business segments. MPI is also involved in treasury operations, with an emphasis on money market operations and foreign exchange trading, as well as trust services.

Product and Services

Auto Loan
Home Loan
Personal Loan
Business Loan

First Circle

Who We Are

Insular Rural Bank, Inc. (Insular Bank) was granted authority to operate by Central Bank of the Philippines (now Bangko Sentral ng Pilipinas) on January 22, 1997 pursuant to Monetary Board (MB) Resolution No. 1039 dated October 2, 1996. It was incorporated on January 20, 1997 and formally started operations on February 14, 1997 with an initial capital of P8.000 million.

The Bank was founded by Mejalco Group, through its realty arm MJ Realty Holdings, Inc. It currently services the areas of Bonifacio Global City in Taguig City, Makati City, Quezon City, Navotas, Cainta, Rizal, City of San Fernando, Pampanga, Baliuag, Bulacan and Calamba City, Laguna. It plans to put up 7 more branches nationwide in the next 2 years.

Insular Bank was consolidates to Filipino Savers Bank and was granted a Certificate of Authority by Bangko Sentral ng Pilipinas to operate as consolidated bank on September 25, 2013. It was granted authority by Securities and Exchange Commission to operate as Insular Savers Bank, Inc. on January 22, 2015. The Bank was acquired by Philippine Business Bank on June 30, 2015.

Insular Bank is backed up by the financial resources and business experiences with enviable track records of a large conglomerate consisting of Zest-O Corporation, Zest Airways, Semexco Mktg. Corp., Harman Food Phils., Inc., Pharma-Rex, Macay Holdings, Inc., Mazy’s Capital Inc., Arc, Refreshments Inc., Amy Holdings, Inc. Arc Holdings, Inc., SMI Dev’t. Corp., Mega Asia Bottling Corp., among others.

Insular Bank is one of the most stable, fast-growing and best managed banks in the country. It is one of the very few banks in the country which obtained a high CAMELS rating of Bangko Sentral ng Pilipinas (BSP) in its latest examination, for two consecutive examinations, which indicates that the bank is fundamentally sound, complaint with BSP rules and regulations, and requires minimal supervision.

Products and Services

Makaguro Loan
Auto Loan
Salary Loan
REM Loan
Bus Loan
Business Loan

First Circle

Who We Are

In the Philippines, development financing institutions play a pivotal role in the quest for sustainable growth and development. And at the helm of the country’s march toward progress is the Development Bank of the Philippines. As the country’s pre-eminent development financial institution, DBP has taken upon itself the strategic task of influencing and accelerating sustainable economic growth, through the provision of resources, for the continued well-being of the Filipino people.

The DBP, under its new charter, is classified as a development bank and may perform all other functions of a thrift bank. Its primary objective is to provide banking services principally to cater to the medium and long-term needs of agricultural and industrial enterprises with emphasis on small and medium-scale industries.

The affairs and business of the Bank are directed, and its properties managed and preserved, and its corporate powers exercised by a Board of Directors consisting of nine (9) members appointed by the President of the Republic of the Philippines. The Chief Executive Officer of the Bank is also the President who is elected by the Board of Directors. The President is also the Vice Chairman of the Board.

Products and Services

EC Credit Salary Loan

First Circle

Who We Are

JK Capital is a financing institution that is serving the financial needs of small businesses in the Philippines. The company was established in 2014 to provide flexible short term, unsecured loans to small businesses primarily in the retail, service, food and beverage industries. By providing swift financial solutions to small businesses, we aim to help our small businesses to actualize their goals and ambitions. 

We believe that there is a vast underserve market of micro-entrepreneurs and small business owners who do not have any access to sustainable financing.
We support our clients business by providing services such as reliable Business loans and Check rediscounting amounting up to Php10,000,000.

Products and Services

Business Loans
JK Capital business loans are intended for small businesses to be able to finance inventory purchases, working capital, business expansion, and other cash flow related activities.

Loanable amounts from ₱100k to ₱10M
Terms from 3 to 12 months
Repayment by PDC/ADA

First Circle

Who We Are

PBCOM offers a broad suite of financial solutions, ranging from Deposits and Investment Services, to Cash Management Solutions, Commercial and Personal Loans, and Life Insurance. Founded in 1939, PBCOM has its roots in Binondo, Manila and now has more than 80 branches located across Luzon, Visayas and Mindanao. The entry of Mr. Lucio Co as the Bank’s strategic investor 2014 has put PBCOM in a unique position for growth. The Bank is focused on building its capabilities in order to leverage the more than 3,000 suppliers and 300,000 loyal customers of Puregold Price Club Inc. and Cosco Capital Inc. With Chairman Eric O. Recto and President Patricia May T. Siy at the helm, the Bank continues to expand its services to cater to new markets, striving always to provide customer satisfaction through innovative financial solutions and distinctive customer service.

Products and Services

Auto Loan
Home Loan
Personal Loan
Bike Loan

First Circle

Who We Are

Asialink Finance Corporation is the leading and fastest-growing finance company in the Philippines. It has 82 branches across the country providing financial assistance programs to businesses and individuals alike.

The company was established in June 1997 when a group of enterprising executives ventured in the consumer financing business. Robert B. Jordan Jr. handled credit and collection, Ruben Y. Lugtu Jr. labored on the financials, while the late Wilfredo T. Anastacio took care of the human resources and operations. With the good demand and sound credit, Asialink Finance Corporation was off to a good start.

It was initially engaged in the booming business of Appliance Group Financing (AGP); however, due to the Asian financial crisis, Robert B. Jordan Jr., now the CEO, redirected the company to focus on the promising business of giving short-term loans to businessmen, doctors and professionals. It started to offer a wider array of loan products, adding Personal Loan (OFW and Seaman

Loan), Salary Loan, Car Loan, Truck Loan, Jeepney Loan, Motorcycle Loan, and Real Estate Loan to its list. From 10 branches in 2006, it has swelled to 45 two years later.

Providing fast and inclusive financial assistance programs anytime anywhere is ultimately the commitment Asialink Finance Corporation always upholds. Loan application down to disbursement can take four hours only making credit lines available fast and easy.

 

Products and Services

Non-Collateral Loan
OFW Loan
Seaman’s Loan
Business Loan
Doctor’s Loan


Collateral Loan
Car Refinancing
Truck Refinancing

First Circle

Who We Are

Bank of Commerce, an affiliate of San Miguel Corporation, is one of the country’s progressive commercial banks. It has been in operation since 1963. The Bank provides innovative banking solutions and a complete range of products and services in deposit, commercial loans, credit card services, consumer banking, corporate banking, treasury, asset management, trust and investments.

The Bank has a network of 132 Branches and 258 Automated Teller Machines (ATMs) strategically located nationwide. In terms of service reach, the Bank re-launched the Retail and Corporate Internet Banking facility with enhanced features to encourage consumers and corporate clients to transact via the internet banking platform regular banking services such as bills payment, fund transfers, card loading and other services.

 

Products and Services

Auto Loan
Home Loan
Credit Card