HBO’s Game of Thrones may be a show revolving mainly around magic, dragons, and men’s insatiable thirst for power, but that doesn’t mean we can’t get a few other nuggets of wisdom from the infamous characters in the show.

And now that the latest season is over (and we’d have to wait another year to find out the next part), here are some choice quotes from past seasons of the show where we can learn a thing or two about managing our finances and rule our own personal kingdoms.

 

“Some old wounds never heal, and bleed again at the slightest word.”

— Ned Stark

Like wounds borne from a battle in the field, our finances take a hit when we make bad money choices, such as splurging on a luxury bag you don’t need or not paying your credit card bill on time.

This is especially true in the case of the latter, since it affects your credit history, which is one of the factors that banks and lenders take into account when you apply for a loan in the future. So make sure your finances and credit history don’t take a hit by being mindful of your financial responsibilities–or it’ll bite you back and open old wounds eventually.

 

“Sometimes a man has to make hard choices. Choices that might look wrong to others but you know are right in the long run.”

— Samwell Tarly

Samwell Tarly may not be the most eloquent and debonair man in the show, but sometimes he does talk some sense. When you’re trying to manage your finances, it’s those tough decisions that could tell whether you’ll succeed or not.

Do I buy this dress today? Should I go out and see the Coldplay concert with friends next year? How do I go home, via MRT or via Uber? Sometimes these choices come with social costs in the present, but it’s best to keep your eye on the long game, because that’s what will matter most.

 

“What we don’t know is what usually gets us killed.”

— Petyr Baelish

Knowledge is power, so they say, and though “Littlefinger” may be one of the most cunning characters in the show, he’s very much on-point with this one. Arming yourself with the right information–such as where to get the best deals on your car purchase, or which bank offers the lowest interest rates on car loans–will help save you money and even the attendant headache that might come after.

 

“Winter is coming.”

— Ned Stark, and basically everyone else after he said it

The whole show is predicated on the premise that the season of cold and ice is upon the land of Westeros. But it’s already six seasons past and said Winter has not yet arrived.

But let this not be a lesson in patience but, instead, teach you how the people of Westeros prepared for the oncoming Winter looooong before the treacherous season reached their borders. When it comes to money, it’s always best to be prepared, so save up some cash every pay day or prevent yourself from making impulse purchases, lest you find yourself in the middle of Winter (literal or otherwise) with virtually nothing to help you survive.

 

“A Lannister always pays his debt.”

— members of House Lannister

The Lannisters may be a reviled lot in the show, but the motto by which their House has come to be known should be lived out every day by all.

When you borrow money–whether it’s a family member, a friend, or a bank–it’s almost self-explanatory that you have to pay the debt on time and in full, if possible. Unpaid debt is often a source of frustration and disagreements between friends and family, and doing the same to the loan you took out from a bank will actually entail costs, and will hurt you in the long run.

So always, always pay your debt, whether your last name is Lannister or not. It not only assures a harmonious relationship between you and your debtor, it also gives you a better chance of borrowing money from them again in the future.