Who We Are

Insular Rural Bank, Inc. (Insular Bank) was granted authority to operate by Central Bank of the Philippines (now Bangko Sentral ng Pilipinas) on January 22, 1997 pursuant to Monetary Board (MB) Resolution No. 1039 dated October 2, 1996. It was incorporated on January 20, 1997 and formally started operations on February 14, 1997 with an initial capital of P8.000 million.

The Bank was founded by Mejalco Group, through its realty arm MJ Realty Holdings, Inc. It currently services the areas of Bonifacio Global City in Taguig City, Makati City, Quezon City, Navotas, Cainta, Rizal, City of San Fernando, Pampanga, Baliuag, Bulacan and Calamba City, Laguna. It plans to put up 7 more branches nationwide in the next 2 years.

Insular Bank was consolidates to Filipino Savers Bank and was granted a Certificate of Authority by Bangko Sentral ng Pilipinas to operate as consolidated bank on September 25, 2013. It was granted authority by Securities and Exchange Commission to operate as Insular Savers Bank, Inc. on January 22, 2015. The Bank was acquired by Philippine Business Bank on June 30, 2015.

Insular Bank is backed up by the financial resources and business experiences with enviable track records of a large conglomerate consisting of Zest-O Corporation, Zest Airways, Semexco Mktg. Corp., Harman Food Phils., Inc., Pharma-Rex, Macay Holdings, Inc., Mazy’s Capital Inc., Arc, Refreshments Inc., Amy Holdings, Inc. Arc Holdings, Inc., SMI Dev’t. Corp., Mega Asia Bottling Corp., among others.

Insular Bank is one of the most stable, fast-growing and best managed banks in the country. It is one of the very few banks in the country which obtained a high CAMELS rating of Bangko Sentral ng Pilipinas (BSP) in its latest examination, for two consecutive examinations, which indicates that the bank is fundamentally sound, complaint with BSP rules and regulations, and requires minimal supervision.

Products and Services

Makaguro Loan
Auto Loan
Salary Loan
REM Loan
Bus Loan
Business Loan