Who we are

First Circle is the FIRST Financial Technology (FinTech) SME lender in Southeast Asia led by a GROWING team of ex-Morgan Stanley, Amazon, McKinsey, Goldman Sachs and WebSummit management.

We use technology and capital to our advantage and provide the emerging Philippine market with consumer centric financing solutions. With the intention of helping our customers in all aspects possible, we see ourselves as their partner in GROWTH by providing value beyond just financing.

With accreditation and endorsement from Department of Trade and Industry and members of the American and European Chambers of Commerce as well as the official partners of Lazada, Xend, GoNegosyo, PhilExport, Zalora and Zomato.

VISION AND MISSION

Vision: To be the most efficient FinTech lending company in Asia and GROW TOGETHER with our customers.

Mission: Founded with the primary mission to radically improve the opportunities for business owners in the world’s fastest growing region by providing fast, reliable and secured financing to SMEs.

Products and Services

First Circle offers collateral free business loans geared towards growth and sustainability for both online and offline businesses. Aligned with our customers’ needs and values, we offer products that focuses on enhancing Small and Medium Enterprises (SMEs) such as:

  • Unsecured Business Loans
    • Best used for inventory purchases, buying small machinery and equipment, and expansion.
  • Purchase Order Financing
    • Best used for large purchase orders for manufacturers, importers and service providers.
    • Fund purchase orders before delivery of services
  • Invoice Discounting
    • Best used for conversion of account receivables into cash for trading and wholesale companies.
    • Discount invoices after services have been rendered.

Fast, convenient and reliable. It only takes:

  • 2-3 business days processing
  • Online application
  • Minimal documentation requirements
  • No collateral required