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What is Lendr?

Lendr is a fully digital loan origination platform that you can access using any mobile device. Lendr aggregates different banks, financial institutions and credit providers into a single “marketplace” for all consumers wishing to avail of loans. You can now “shop” and compare the different loan products via the Lendr Loans Marketplace. You can directly apply for your loan, submit your loan requirements and get approved by your preferred Lendr Partner Bank via the Lendr app or website. No need to go through all the hassle of going to bank branches and waiting for long and tedious loans processing.  You can also manage your active loans, monitor loan balance, payment progress and view your amortization schedule using Lendr.

How does Lendr work?

Lendr is your one-stop loans shop to apply for your desired loan products from our partner banks via our Lendr Marketplace. From our website at lendr.com.ph  simply create your Lendr account and profile.  Once created, you may now choose the type of loan you want to avail and “shop” for your preferred loan offering. Last step is to filling in the appplication details together with all the documents required by your chosen partner bank to apply for your loan. The Partner Bank processes your loan (subject to bank’s processing time) and the bank’s credit evaluation.  You will be notified thru SMS and inside your Lendr account.

How do I create a Lendr account?

Simply go to lendr.com.ph and click the SIGN UP button.  Once in the log-in screen, click “Create Account”. Fill-out all the required information. Once done, you already have your all-in-one Lendr Account.

Create a Lendr Account by following these steps:

  1. Go to lendr.com.ph and click the SIGN UP button.
  2. On the sign up page, enter your mobile number then click “Submit”. A verification number will be sent to you via SMS.
  3. Enter the verification number then click “Verify”.
  4. Upon verification of your mobile number, fill the necessary fields in the Lendr registration form.
  5. Click “Agree” on the Lendr Terms and Conditions and Data Privacy, then click “Create Lendr Profile”.

What is a Lendr Profile?

The Lendr Profile is where your Personal, Employment, and Financial Information are gathered for one time fill-up. With the Lendr Profile, you won’t have to fill out applications again and again as the form will automatically be filled with your profile.

Can I apply for a loan without updating my Lendr profile?

No.  The information in your Lendr Profile is used for your loan applications and as such, must always be updated to ensure the accuracy of your information upon application. Having an outdated Lendr Profile might cause trouble in your loan application resulting to prolonged loan processing.

What kind of device do I need to access Lendr?

The Lendr Platform can be accessed through any mobile device such as Smart Phones, Laptops, Tablets, and desktops for as long as they have internet connection.  It requires Google Chrome (version 48+) browser.

What kind of loan products can I apply with Lendr?

Personal Loan
Salary Loan
Cash Loan
DepEd Loan
Payday Loan
Home Loan
Car Loan
Agri Loan
Microfinance Loan
Bridge/”Bale” Loan
Appliance Loan
Motorbike Loan
TV Shopping Loan
Truck & Equipment Loan
SME/Business Loan
Medicine Loan
Pawn Loan
OFW Loan
Travel Loan
Credit Cards
Pension Loan

What is the Lendr Loan Marketplace?

The Lendr Loan Marketplace is where you can “shop” for different loan products offered by all the Lendr Partner Banks. You can search for your preferred loan product based on the most competitive interest rates, longest payment terms, active promos, or the bank nearest to your location.

Which bank and non-bank partners are in Lendr?

Currently, we have the following banks live under the Lendr Platform

CURRENT
Lendr MarketPlaceStandalone Site*
PartnersProduct/Loan TypePartnersProduct/Loan Type
ChinaBank SavingsCar LoanPNB Savings BankSalary Loan
SSS Pension Loan
RCBC Savings BankHome Loan
Car Loan
RCBC Savings BankSalary Loan
First CircleSME/Business LoanProducers BankAgri Loan
Algo Leasing & Finance Inc.Personal Loan
Truck & Equipment Loan
Camalig BankSalary Loan
Esquire Financing Inc.SME/Business Loan
AsialinkOFW Loan
Seaman Loan
Truck & Equipment Loan
*For Partners with Standalone site, you will be redirected to their respective Lendr white-labeled sites for loan application.
Our other upcoming partners in Lendr:

  • Land Bank of the Philippines
  • UnionBank of the Philippines
  • Pawnhero
  • Cash Credit
  • East West Bank
  • Development Bank of the Philippines
  • Maybank
  • Philippine Business Bank
  • Insular Savings Bank
  • Bank of Makati

Should I still go to the bank if I apply via Lendr?

No need to go to the bank during loan application via Lendr. However, after submitting your application, the Bank may require you to visit their branches during credit evaluation or during the release of your loan, depending on your preferred loan release method.

How is the application process in general?

Here are the easy steps in getting your Lendr loan:

1. Go to lendr.com.ph
2. Click the SIGN UP button found at the Top Menu, to Create your Lendr Account.
3. Choose the type of loan that you would avail and choose the best loan product offer for you inside the Lendr Marketplace.
4. Try out the loan calculator and enter your desired loan amount and loan term
5. Fill-up the Lendr Application form and attach all the necessary documents and Submit
6. “Accept the Loan” once the bank has approved your loan

What is Lendr’s Terms and Conditions?

Please visit this link for the full Terms and Conditions of Lendr: www.lendr.com/ph/terms-and-conditions/

What is Lendr’s Privacy Policy?

Please visit this link for the full Privacy Policy of Lendr: www.lendr.com/ph/privacy-policy/

What SIM cards can I use to register for a Lendr account?

Only SIM cards issued in the Philippines can be used to register (SMART, Talk ‘n Text, Sun Cellular, Globe/TM).
For those who will work (OFW) or travel abroad, activating international roaming before registering to Lendr is necessary.

What are the requirements for a loan application?

Lendr Account
Lendr Profile
Fulfilled Loan Application Form
Required Loan Documents (i.e. Proof of Income, Valid Gov’t IDs, Proof of Billing, Certificate of Employment, Copy of ITR) that are scanned and uploaded via Lendr
E-signature

All these requirements can be fulfilled via the Lendr Platform.

How much can I borrow?

For Personal Loan and Salary Loan
The maximum amount you can loan is dependent on your monthly salary. Take note that each bank has different calculations on how much loan will be granted per customer. You may be granted with a higher or lower loan amount than you applied for.

For Home Loan and Auto Loan
The loan you will borrow depends on the value of the asset (Car, Condominium, Land, House, etc) minus your preferred downpayment.

How long are the payment terms?

The payment terms available differ per bank and the loan product you are applying for. It can be as short as 3 months or as long as 60 months. It is up to the client to choose his or her preferred loan terms.

How does the Loan Calculator work?

The Loan Calculator is used to estimate your monthly payment depending on your loan amount and loan term options. You can tweak the amount you are going to loan and how long you are going to loan it. Once you are satisfied with the estimated monthly payment, you can proceed to the next part of the loan application.

Note: The monthly amortization displayed in the loan calculator is indicative and is still subject to other fees and charges of the bank.

I want to change something in my Loan Application but I can’t edit the fields?

As the information in the Loan Application is based on the Lendr Profile, the only way to change the fields during a Loan Application is to go back to the Lendr Profile page and update your information. This is to prevent conflicting information in your Loan Application form and the Lendr Profile.

How do I upload documents?

You can either scan the documents or take a picture with a clear camera. Please make sure that the images are clear and readable to have higher chances of getting your loan approved fast.

What are the Bank Agreement Documents?

These are documents required by the bank before you can submit your loan application. With Lendr, you don’t have to go to the branch to personally sign the documents.  Such documents might include, but not limited to, Loan Disclosure Form, Amortization Schedule, and Terms and Conditions of the loan.

What is an E-Signature?

The E-Signature signifies your agreement with the terms and conditions of and all other bank agreement documents show to you during your Lendr application.

How do I follow up an Application?

You may follow up an application by contacting the Partner Bank’s Customer Support directly for Loan Applications.

How do I know the status of my Loan Application?

Using the Lendr Platform and your Lendr Account, you may be able to monitor the progress of your loan application by going to “My Loans”. There, you’ll see the current status of your Loan Application.SUBMITTED – Lendr Loan Application Status signifying that the application has been submitted by the borrower.

  1. SUBMITTED – Lendr Loan Application Status signifying that the application has been submitted by the borrower.
  2. IN PROGRESS/IN PROCESS – Lendr Loan Application Status signifying that the application is currently being processed by the FI (financial insitution).
  3. MORE_INFO – Lendr Loan Application Status signifying that the FI requires additional information that the borrower must supply before the application will be processed by the FI.
  4. DROPPED – Lendr Loan Application Status signifying that the FI has decided not to process the Borrower’s application after assessment.
  5. WITHDRAWN – Lendr Loan Application Status signifying that the Borrower has withdrawn his application prior to having it approved by the FI.
  6. APPROVED – Lendr Loan Application Status signifying that the application has been approved by the FI
  7. REJECTED – Lendr Loan Application Status signifying that the FI has disapproved the loan application after assessment.
  8. EXPIRED – Lendr Loan Application Status signifying that the application has expired due to the Borrower not Accepting the approved loan offer from the FI within a stipulated time.
  9. ACCEPTED – Lendr Loan Application Status signifying that the approved loan offer by the FI has been accepted by the borrower.
  10. DECLINED – Lendr Loan Application Status signifying that the approved loan offer by the FI has been declined by the borrower.
  11. BOOKED – Lendr Loan Application Status signifying that the application has been recorded in the FI’s internal systems as part of the FI’s loan portfolio.
  12. RELEASED – Lendr Loan Application Status signifying that the loan proceeds has been released to the borrower.
  13. PAID-OFF – Lendr Loan Application Status signifying that Borrower has paid of all amortizations due for the loan account.

Can I apply to multiple banks?

Yes you may apply for multiple loans via different partner banks all at the same time. Please take note however that approval will be dependent on each applied banks’ credit evaluation.

How do I know if my loan application got approved or rejected?

You will get a Notification (via SMS, E-Mail or Push) if you get Approved or Rejected from your loan application. You may also login to your Lendr Account and check the progress of your Loan Application.

  1. SUBMITTED – Lendr Loan Application Status signifying that the application has been submitted by the borrower.
  2. IN PROGRESS/IN PROCESS – Lendr Loan Application Status signifying that the application is currently being processed by the FI (financial insitution).
  3. MORE_INFO – Lendr Loan Application Status signifying that the FI requires additional information that the borrower must supply before the application will be processed by the FI.
  4. DROPPED – Lendr Loan Application Status signifying that the FI has decided not to process the Borrower’s application after assessment.
  5. WITHDRAWN – Lendr Loan Application Status signifying that the Borrower has withdrawn his application prior to having it approved by the FI.
  6. APPROVED – Lendr Loan Application Status signifying that the application has been approved by the FI
  7. REJECTED – Lendr Loan Application Status signifying that the FI has disapproved the loan application after assessment.
  8. EXPIRED – Lendr Loan Application Status signifying that the application has expired due to the Borrower not Accepting the approved loan offer from the FI within a stipulated time.
  9. ACCEPTED – Lendr Loan Application Status signifying that the approved loan offer by the FI has been accepted by the borrower.
  10. DECLINED – Lendr Loan Application Status signifying that the approved loan offer by the FI has been declined by the borrower.
  11. BOOKED – Lendr Loan Application Status signifying that the application has been recorded in the FI’s internal systems as part of the FI’s loan portfolio.
  12. RELEASED – Lendr Loan Application Status signifying that the loan proceeds has been released to the borrower.
  13. PAID-OFF – Lendr Loan Application Status signifying that Borrower has paid of all amortizations due for the loan account.

I got approved! What do I do now?

Just login to your Lendr account and click “Accept Loan” in order to start with the crediting processing of your loan. Note that you have the option to not continue with your loan despite getting approved.

How do I claim my loan?

The approved loan amount can be claimed via your selected preferred loan release method during application of the loan. Here are the supported loan release methods:

Crediting to Payroll Account if Pre-qualified
Issuing of Access Card
Crediting to Savings Account under the selected bank
Interbank Wire Transfer
Manager’s Check

Take note that some banks may not support all release methods shown above.

Can I authorize someone to claim the loan proceeds if I opt not to credit directly to a savings account?

No. The borrower must physically be present when claiming the Manager’s Check or Access Card at the partner bank’s physical branch.

How do I monitor my loans?

You will be able to track your loan balance, payment progress, and amortization schedule via Lendr. Just log-in with your Lend Account to monitor your loans. However, this feature may not be available for all banks.

How do I repay my loans?

You can pay via the following methods-

Auto-Debit Arrangement (Please contact your bank)
Post Dated Checks
Over the counter payment
Bayad Centers
Online Banking
Mobile banking

Take note that not all banks support the payment methods listed above.

Account Issues

Can I import my Lendr account to another mobile number?
No you cannot.  You will need to inform the bank of the change in number before you can change your registered mobile number.

I lost my phone and my Lendr Mobile Number, how do I access my account now?
You can still go to any device or computer and access using your Username (mobile number) and nominated password to access your account.   You also need to inform your bank and telco provider of the lost phone and the regular lost phone process works.

I didn’t receive any verification code.
You may click the Resend OTP link and a new verification code will be sent to your mobile number.

I forgot my password
You may click the Forgot Password link on the log-in page and you may assign a new password for your Lendr account.

I am not receiving any notifications
Please call your bank or check your Lendr account details thru another pc/device to verify your email or other details.